It's great to live on your own. More 'me' time, less orders to be followed. And you've worked a lot to get here. You studied hard, did overtime at work, let go of boyfriends who wanted you to quit your job and discovered yourself. While you've loved the journey, you know that it isn't always rosy in your single, independent girl land now, is it?

1. You're too responsible to date college boys but 30-somethings keep bringing up the forbidden M word.

2. Banks are your worst enemy. Every visit to this unholy land involves a lot of confusion. No, really, Y U NO be easier?