Ahhhh yes. The New Year is arriving and you have to make your New Year Resolution if you already haven’t. As you well know from years of experience, it’s extremely difficult to keep your New Year Resolution. Even if you’re good on them for a few weeks, you’ll most likely cave and break within the first two months of the new year. Check out our list of Top 10 Most Failed New Year Resolutions. Let’s just hope that you either didn’t decide to do one of these on our list or have a much stronger will than 99% of people.

Spending More Time With Family

Blood runs thicker than water; however, many of us take our families for granted. Maybe it’s because we know they mostly always got our back, but nowadays it seems to be harder and harder to spend quality family time. It’s due to society’s busy lifestyle and that most likely won’t change next year. If you have the heart to even consider this, then good for you! Now all you need is the time and luck to not break this resolution in the New Year!

Getting Out Of Debt / Saving Money

Money is what we live for. Kidding, but seriously, money is what drives us and helps us live our lives. So the fact that you decided to become debt free in the New Year is great! Only issue is that all your debt from the previous year doesn’t go away and most likely your expenses and spending habits won’t change. Only easy way for your to be successful in this is to either marry rich or win the lottery. Oh, hard work and actually budgeting could help too.